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When embarking on a large financial project it is important to have a budget. Decide how much you can comfortably spend on the project.
Saver Plus is Australia’s award-winning free financial education and matched savings program.
Should you save your money or invest it. The answer comes from the question.
When investing or borrowing, the promise of crazy returns or interest rates significantly lower than the competition is most likely a lie.
Instead of trusting your money to others, gain financial independence and control by educating yourself on personal finance.
Investing, although riskier than cash, can create wealth over the long term with a strategic investment plan.
Move your long term debt into your mortgage as the interest rate is often significantly lower.
We don’t want to hear it but spending less consistently over time is key to growing wealth.
This strategy is a simple and effective method to retire with 1 million dollars on an average wage. The key is consistency.