The 5-minute tax planning triage system

Tax planning should be a decision. Not a June scramble.

Most accounting firms say they do tax planning. In practice, it’s rushed, inconsistent, and uncomfortable to charge for.

  • It gets pushed into April, May, and June.
  • It relies on memory and confidence.
  • Advice leaks out before anyone agrees to the work.

That’s not a tax problem. It’s a system problem.

The TaxFitness 5-minute tax planning triage system fixes that.

Compliance gets done. Advisory never really starts. The 5-Minute Benchmarking System fixes that.

5 minute tax planning
accountant using taxfitness

What this acutally is

This is not a tax plan. It’s not advice. It’s not “doing tax planning in five minutes”. It’s a triage system.

In five minutes, you decide whether tax planning is worth doing properly before any work starts and before any value leaks.

What happens in the 5 Minutes

Every year, for every business client, you do three things:

  • Decide whether a real tax planning opportunity exists
  • Quantify the size of the tax gap at a high level
  • Ask for a clear yes or no to a paid tax plan

No strategies are explained. No work starts without approval. No guessing.

client report

Why tax planning usually fails

Tax planning breaks down because it:

  • Happens too late
  • Relies on the partner remembering to raise it
  • Turns into a discussion instead of a decision
  • Gets priced after the work has already started

Over time, firms conclude that clients “won’t pay for tax planning”. The truth is simpler: Clients won’t pay for something that isn’t clearly defined or approved.

How the triage system works

  • The system answers three questions only:
    1. Is there likely to be a genuine opportunity here?
    2. Is it material enough to justify proper work?
    3. Is the client willing to approve and pay for a formal tax plan?

    If the answer to any one is no, the process stops. That discipline is the system.

5 steps

Why this works in real practices

Because it:

  • Stops tax planning being rushed into June
  • Prevents free advice leaking out of compliance meetings
  • Gives staff a clear, repeatable process
  • Makes it easier to ask for approval and fees
  • Turns tax planning into a proper advisory service

You don’t need every client to do tax planning.

You only need the clients who:

  • Have a real opportunity
  • Are prepared to act
  • Are willing to pay for it
tax planning advice

The 5 steps (high level)

  1. Set the frame
    Make it clear this is a triage, not advice.
  2. Initial assessment
    Structure, tax rates, and pressure points.
  3. Opportunity confirmation
    Goals, balance sheet, and a TaxFitness AI sense-check.
  4. Show the tax gap
    One-page summary. No modelling. No promises.
  5. Ask for the decision
    Scope it. Price it. Get approval or stop.
occupations tax deductions for business

Built into TaxFitness

TaxFitness supports the triage system with:

  • Structured workflows and prompts
  • One-page tax summaries
  • AI opportunity confirmation scans
  • Templates, training, and implementation support

So this becomes how your practice operates not something you try to remember in June.