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From the category archives: Blog

Personal finance

Get a Will

Arguably, a Will is the most important financial asset for yourself and your family.

Voluntary bankruptcy

When you cannot pay your debts having explored every alternative solution, you may consider filing for voluntary bankruptcy.

Write down your financial goals

Writing out your financial goals, setting a timeline and steps to achieve those goals will mean the difference between financial success and failure.

Shop around for a lower fee super fund

How much you retire with can be significantly affected by the fees your super fund charges. It is therefore important to shop around for a lower fee super fund.

How to use credit cards to build wealth

Using credits cards to spend money that we don’t actually have can have dire consequences for our personal finance.

Reduce your debt to build wealth

Whilst debt leveraging can be a useful wealth-building tool, in most cases reducing or removing all debt will result in a higher standard of living.

Pay yourself first to reach your savings goals

It sounds contradictory and counterproductive but paying yourself first can be a very effective personal finance strategy for wealth generation.

Mortgage Offset Account

Mortgage offset accounts are savings accounts that are structured so your savings balance in the account is offset against your home loan account.

Mortgage offset accounts are savings accounts that are structured so your savings balance in the account is offset against your home loan account.

Change Bad Debt into Good Debt

Good debt is debt which works to help you build wealth and where the interest expense is tax deductible.

Debt Recycling

Debt recycling is a three-tiered financial strategy that aims to generate future wealth, reduce the home loan, and minimise tax. 

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